Drive Now, Pay Over Time — With Confidence
Freedom Auto Receivable Management Inc delivers compliant, flexible auto financing programs for dealerships and auto retailers — backed by expert receivable management and credit reporting services.
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Empowering Auto Dealers with Turnkey Financing Solutions
From first-time buyers to seasoned car owners, we help customers get behind the wheel with financing options that work for their budget. As a subsidiary of Freedom Holdings Unlimited Inc, we provide comprehensive auto receivable programs for independent dealerships.
Our centralized services handle the complex aspects of auto financing so you can focus on what matters most: selling vehicles and building customer relationships. We manage compliance, portfolio servicing, and dispute resolution with professional expertise.
Compliant Programs
Full regulatory compliance with FCRA, TILA, UCC, and state requirements
Dealer Support
End-to-end receivable management from contract to payoff
Portfolio Value
Maximize the value of your financing portfolio
Our Story
Located in Snellville, Georgia, Freedom Auto Receivable Management Inc was established with a clear purpose: to help independent dealerships and auto retailers offer competitive, in-house financing without the operational and compliance burden.
We manage the full financing lifecycle — from contract origination to lien release — ensuring every deal meets federal and state regulations. Our team brings decades of combined experience in automotive finance, compliance, and receivables management.
As part of the Freedom Holdings Unlimited Inc network, we leverage centralized resources in compliance, IT, finance, and dispute resolution — ensuring every dealership partner benefits from an audit-ready, investor-friendly operation.
Our Mission and Values
To empower auto dealerships with reliable, profitable, and compliant financing programs that build customer loyalty and accelerate sales.
Transparency
We believe in clear terms and fair practices in every transaction. Our financing programs are designed to be straightforward for both dealers and customers, with no hidden fees or confusing language.
Compliance First
We maintain rigorous standards to meet all FCRA, TILA, UCC, and state auto finance regulations. Our compliance team stays ahead of regulatory changes to keep your financing programs audit-ready and legally sound.
Customer Service
We provide respectful, solution-focused communication with every borrower. Our professional representatives treat your customers with respect, preserving your dealership's reputation while effectively managing receivables.
Dealer Partnership
We're committed to supporting long-term dealership success with training, tools, and back-office support. Your growth is our priority, and we work alongside you to build a financing program that enhances your business.
Comprehensive Auto Financing Services
Retail Installment Auto Financing
We offer flexible financing terms for new, used, and certified pre-owned vehicles, tailored to dealer and customer needs. Our programs accommodate various credit profiles while maintaining responsible lending practices.
Lien Perfection & Title Management
We handle all aspects of UCC filings, lien placement, and release to protect dealer and lender interests. Our dedicated title department ensures proper documentation throughout the loan lifecycle, from origination to final payoff.
Receivables Servicing
Our team manages the complete payment lifecycle — from processing monthly payments to late-stage collections — with clear reporting and reconciliation. We maintain professional customer relationships while maximizing portfolio performance.
Advanced Financial Services
Credit Reporting & Dispute Handling
We provide Metro 2–compliant reporting to major credit bureaus and fast, compliant resolution of e-OSCAR disputes. This service helps build customer credit histories while maintaining accurate credit bureau reporting.
Portfolio Monetization
We support dealer portfolio sale, participation, or securitization, including chain-of-title documentation and investor data tapes. This enables you to access liquidity from your financing portfolio when needed.
Benefits for Dealerships
Increase Sales & Close Rates
In-house financing means more approvals, faster closings, and greater customer retention. Our flexible programs allow you to approve customers who might be declined by traditional lenders, expanding your potential market.
Full Compliance Oversight
We handle the complex requirements of auto finance regulations, freeing you to focus on sales. Our team stays current with changing laws and ensures your financing program meets all federal and state requirements.
Digital Financing Tools
Access online applications, automated payment reminders, and easy customer communication — all in a secure platform. Our technology streamlines the financing process while maintaining security and compliance.
The Dealership Advantage
When you partner with Freedom Auto Receivable Management, you gain a competitive edge in your market. Our financing solutions allow you to:
  • Say "yes" to more customers while maintaining responsible lending practices
  • Create additional profit centers through financing and related products
  • Build long-term customer relationships that lead to repeat business
  • Establish a reliable portfolio of performing auto receivables
  • Access sophisticated financing tools typically available only to large dealer groups
Our dealer partners consistently report increased sales volume, higher customer satisfaction, and improved profitability after implementing our financing programs.

Dealer Success Story
"Since partnering with Freedom Auto Receivable Management, we've increased our monthly sales by 27% and created a valuable portfolio of performing loans. Their team handles all the complex compliance and servicing aspects, allowing us to focus on selling cars."
— Independent Dealership Owner, Atlanta Metro Area
Investor & Lender Relations
Solid Asset Performance
Auto receivables are backed by tangible collateral and strong customer repayment histories. Our rigorous underwriting standards and professional servicing create performing portfolios that attract investor interest.
Partnership Opportunities
We work with lenders, investors, and portfolio buyers to structure deals that maximize value for all parties. Whether you're looking to purchase performing auto receivables or provide financing to our dealer network, we offer transparent documentation and reliable performance data.
Our investor relations team can provide detailed portfolio analytics, historical performance metrics, and customized deal structures to meet your investment criteria.
The Freedom Auto Advantage
Our comprehensive approach means you don't need to piece together different vendors for each aspect of auto financing. Freedom Auto Receivable Management provides an end-to-end solution that handles every step of the process with expertise and precision.
This integrated approach reduces compliance risks, improves customer experience, and maximizes the value of your auto receivables portfolio. Our centralized systems ensure consistent documentation, reliable reporting, and professional customer interactions throughout the loan lifecycle.
Compliance Expertise
Auto financing involves complex regulations at both federal and state levels. Our compliance team has deep expertise in:
Truth in Lending Act (TILA)
Ensuring accurate disclosure of loan terms and costs to consumers
Fair Credit Reporting Act (FCRA)
Maintaining accurate credit reporting and proper dispute handling
Uniform Commercial Code (UCC)
Properly securing lender interests in financed vehicles
State Motor Vehicle Finance Laws
Meeting varying requirements across different state jurisdictions
We continuously monitor regulatory changes and update our processes to maintain compliance. This proactive approach protects your dealership from potential regulatory issues while providing customers with fair, transparent financing terms.
Contact Us
Freedom Auto Receivable Management Inc
2140 McGee Rd, Ste C480
Snellville, GA 30078
Email: info@freedomautoreceivables.com
Phone: +1 770-766-8182
Dealerships — let's discuss how our auto financing programs can help you sell more vehicles and strengthen customer relationships.
© 2025 Freedom Auto Receivable Management Inc. All rights reserved. We operate in compliance with the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Uniform Commercial Code (UCC), and applicable state motor vehicle finance laws.